Ben Chuanlong Du's Blog

It is never too late to learn.

Tips on Retirement Accounts

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

General Tips

  1. You can contribute to your own IRA accounts even if you have maxed out your 401K contributions. For people without coverage of work 401K plans and low income, those …

Tips on Pattern Day Trading

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

https://www.investopedia.com/terms/p/patterndaytrader.asp

https://forum.alpaca.markets/t/apierror-trade-denied-due-to-pattern-day-trading-protection/211

https://www.finra.org/investors/investing/investment-products/stocks/day-trading

https://alpaca.markets/support/pattern-day-trading-protection

Here are …

Taxes on Investment Gains

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

  1. Treasury bonds and securities are exempted from state & local income taxes.

  2. The IRS allows you to deduct from your taxable income a capital loss, for example, from a stock or other …

Tips on the Alpaca Trading Platform

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Trading Fees

What are the regulatory fees?

Alpaca does NOT charge commision fees for trading stocks and ETFs. However, Alpaca does charge SEC process fee (SEC), option regulatory fee (ORF), trading …