Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!
Tips and Traps
-
Costco is a wholesale. It is not considered as a grocery or supermarket for cashback bonus purposes.
-
Overall, AMEX is great for traveling purchases and restaurants spending.
Glossory
- ASC: Amazon Store Card
- RGC: Robinhood Gold Card
- BOA-V: BOA Visa Card
- BOA-M: BOA Master Card
- BOA-U: BOA Card Unlimited
- AMEX-G: AMEX Golden Card
- AMEX-M: AMEX Macy Card
| Category | Coupon/Credit | >=10% | >=5% | >=4% | >=3.5% | >=3% | >=2.5% | >=2% | >=1.5% |
|---|---|---|---|---|---|---|---|---|---|
| Costco | BOA-M | RGC |
BOA-V BOA-U |
Citi-C AMEX-M |
BOA-M BOA-V |
||||
| Amazon | ASC [3] |
BOA-V |
RGC | BOA-V | BOA-M | ||||
|
Other Online Shopping |
BOA-V |
RGC | BOA-V | BOA-M | |||||
| Restaurant | AMEX-G | BOA-V |
RGC AMEX-M Citi-C |
BOA-V | BOA-M | ||||
| Supermarket | AMEX-G | BOA-M | RGC | BOA-V |
AMEX-M |
BOA-M | |||
| Other Grocery |
BOA-M | RGC | BOA-V | BOA-M | |||||
| Macys |
AMEX-M |
AMEX-M |
RGC | BOA-V | BOA-M | ||||
|
Uber Eats |
AMEX-G: 10$/mo | AMEX-G |
RGC AMEX-M |
BOA-V | BOA-M | ||||
|
Airline check-in bag |
AMEX-G: $100/yr BOA-V: $100/yr |
RGC | BOA-V | BOA-M | |||||
| Flight | BOA-V |
RGC AMEX-G [1] |
BOA-M | ||||||
| Travel | RGC [4] | BOA-V |
RGC Citi-C [2] |
BOA-M | |||||
| Hotel | IHG | RGC | BOA-V | BOA-M | |||||
|
Car Rental |
AMEX? | RGC | BOA-V | BOA-M | |||||
|
Home Improvement & Furnishings |
BOA-M |
RGC | |||||||
| Gas | Citi-C | RGC | BOA-V |
AMEX-M |
BOA-M | ||||
| Other | RGC | BOA-V |
AMEX-M |
BOA-M |
- [1]: For flights booked directly with airlines or on amextravel.com.
- [2]: On eligible travel purchases only
- [3]: Amazon Prime membership is required to enjoy the discount.
- [4]: Robinhood Gold Card gives you 5% cash back when you book travel through the all-new Robinhood travel portal. For more details, please refer to Robinhood Gold Card waitlist .
Offers
Credit Cards Without Foreign Transaction Fees
- Robinhood Gold Card
- AMEX